For health and dental insurance, are dependents only wife and kids?
Posted on | January 20, 2010 |
Or does it also apply to extended family members that live and depend on you?
My mother and sister (18) might divorce my father, but they have no where else to go but with me b/c I’ll have a stable home.
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5 Responses to “For health and dental insurance, are dependents only wife and kids?”
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For health and dental insurance, are dependents only wife and kids?
Posted on | January 20, 2010 |
Or does it also apply to extended family members that live and depend on you?
My mother and sister (18) might divorce my father, but they have no where else to go but with me b/c I’ll have a stable home.
Comments
5 Responses to “For health and dental insurance, are dependents only wife and kids?”
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NWIP
January 20th, 2010 @ 10:17 amSpouse & children are the main dependents. Siblings that are minors who you have custody at will receive the same benefits as a child. Parents who you have listed as a dependent do not get the same medical coverage, their’s is slightly different. They can be seen at a Military hospital/clinic on a Space available basis only. To be seen by a civilian doctor they have a higher cost.
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January 20th, 2010 @ 10:17 amimmediate family only. wife kids. UNLESS your parents / grandparents live with you and can be proven that you take care of them.
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January 20th, 2010 @ 10:17 amYou have to jump through many more hoops to prove that those "extended" family members depend on you for purposes of adding them as dependents (EX: history of claiming them on your tax returns). And their benis are much more limited than waht standard dependents are entitled to.
See this website for how the military determines eligibility for "secondary" dependents:
http://www.dfas.mil/militarypay/secondarydependencyinformation/May2009SecDepGuide.pdfSpecifically look on page 24 where the FAQ addresses the basic qualifications of a secondary dependent.
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January 20th, 2010 @ 10:17 amFirst a disclaimer: I am not a Judge Advocate General, I am not an attorney, what I am is a Retired Air Force Master Sergeant. My understanding of this issue is as follows.
It is my understanding that medical care is extended to "Dependents". I have no memory of ever seeing it described as medical care for "Family". If you worked for me in the Air Force and came to me with this question I would tell you of my understanding and direct you to the Legal Office. I would even run interferrence for at that office. I think that if you have anyone living in your home that you are assuming the financial responsibility for, and you are legally entitled to claim them as dependents on your taxes, that person is entitled to a "Dependent" ID card. I think they can shop unescorted at the Exchange and Commissary as well as avail themselves of other Base Facilities limited to the military and dependent personnel. I think that would include the hospital.
I strongly suggest you address this issue with the legal officers on your installation. It sound to me as if you might have a valid claim and the savings you could realize are significant.
You should also realize that Medicare takes over for the Military Health Care System at some point. That could also be the situation here if the person is advance in years.
I hope this helps. It is my very best advice, the same I would give my kid if they were on active duty.
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January 20th, 2010 @ 10:17 amspouse and children only. you cannot add your mother or sister unless they are physically or mentally unable to care for themselves. getting divorced is not good enough. it takes, on average 2 years to get approval to add a secondary dependent.
they may not live with you in base housing.
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January 20th, 2010 @ 10:17 am
Spouse & children are the main dependents. Siblings that are minors who you have custody at will receive the same benefits as a child. Parents who you have listed as a dependent do not get the same medical coverage, their’s is slightly different. They can be seen at a Military hospital/clinic on a Space available basis only. To be seen by a civilian doctor they have a higher cost.
January 20th, 2010 @ 10:17 am
immediate family only. wife kids. UNLESS your parents / grandparents live with you and can be proven that you take care of them.
January 20th, 2010 @ 10:17 am
You have to jump through many more hoops to prove that those "extended" family members depend on you for purposes of adding them as dependents (EX: history of claiming them on your tax returns). And their benis are much more limited than waht standard dependents are entitled to.
See this website for how the military determines eligibility for "secondary" dependents:
http://www.dfas.mil/militarypay/secondarydependencyinformation/May2009SecDepGuide.pdf
Specifically look on page 24 where the FAQ addresses the basic qualifications of a secondary dependent.
January 20th, 2010 @ 10:17 am
First a disclaimer: I am not a Judge Advocate General, I am not an attorney, what I am is a Retired Air Force Master Sergeant. My understanding of this issue is as follows.
It is my understanding that medical care is extended to "Dependents". I have no memory of ever seeing it described as medical care for "Family". If you worked for me in the Air Force and came to me with this question I would tell you of my understanding and direct you to the Legal Office. I would even run interferrence for at that office. I think that if you have anyone living in your home that you are assuming the financial responsibility for, and you are legally entitled to claim them as dependents on your taxes, that person is entitled to a "Dependent" ID card. I think they can shop unescorted at the Exchange and Commissary as well as avail themselves of other Base Facilities limited to the military and dependent personnel. I think that would include the hospital.
I strongly suggest you address this issue with the legal officers on your installation. It sound to me as if you might have a valid claim and the savings you could realize are significant.
You should also realize that Medicare takes over for the Military Health Care System at some point. That could also be the situation here if the person is advance in years.
I hope this helps. It is my very best advice, the same I would give my kid if they were on active duty.
January 20th, 2010 @ 10:17 am
spouse and children only. you cannot add your mother or sister unless they are physically or mentally unable to care for themselves. getting divorced is not good enough. it takes, on average 2 years to get approval to add a secondary dependent.
they may not live with you in base housing.